FHA-specific loss mitigation programs — including the Partial Claim, Flex Modification, and Special Forbearance — explained for homeowners behind on FHA payments.
FHA loans have unique tools conventional loans don't — including the partial claim, which catches up your arrears with zero interest and no monthly payments. Here's how every FHA option works.
The FHA partial claim can bring a delinquent FHA loan current with zero interest and no monthly payment on the deferred amount — but it must be structured correctly. Here is exactly how it works.
FHA loan modifications follow a specific waterfall process with tools unavailable to conventional borrowers. Here is how the full FHA modification process works from application to permanent modification.
Several FHA COVID-era loss mitigation options remain active in 2026. Here is what programs are still available, who qualifies, and how to access them before they expire.